legal pages

terms & conditions

Last updated: 1 August 2019

Lucrezia & Marina Iapichino

TLB Holdings Pty Ltd (“us”, “we”, or “our”) owns and operates and (the “Sites”), and (the “School”).

This web page (together with the documents referred to on it) is a binding agreement and represents the Terms of Use for our Sites and School.

Please read these Terms of Use carefully before you start to use the Sites and School or the School.

By accessing the Sites and School, you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing the Sites and School. The materials contained in the Sites and School are protected by applicable copyright and trademark law.

The Sites and School are intended for individuals who are 18 years of age or older.

By visiting and using the Sites and School, you represent and warrant that you are of legal age and meet all of the foregoing eligibility requirements.

By visiting and using our Sites and School, you indicate that you accept these Terms of Use and that you agree to fully comply and abide by them.



All information on the sites and School, including any and all copyrights, trademarks, design rights and other intellectual property rights related to the content and work product on the sites and School, are owned by Lucrezia & Marina Iapichino TLB Holdings Pty Ltd operating &, with the exception of the content you submit to us set forth in the section labelled ‘Content You Submit to Us’.

The copying, redistribution, use, or publication by you of any such Content is strictly prohibited. Your use of our Sites and School does not grant you any ownership rights to the Content of our Sites and School.

The reproducing in any format (including on another website) of any part of our Sites and School (including content, images and designs) without our prior written consent is strictly prohibited.

Requests for prior written consent should be addressed to the following email:

You may provide links to our Sites and School as long as

  1. you clearly give credit to us as the author,
  2. include a hyperlink to our Sites and School,
  3. you do not remove or obscure any portion of our Sites and School by framing or otherwise,
  4. your website does not engage in illegal or pornographic activities, and
  5. provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not provide links in such a way as to suggest any form of association, approval or endorsement on our part without our prior written consent.

You must not provide links from any website that is not owned by you.

You must cease providing links to our Sites and School immediately upon our request.


Reliance on Content


The Content of the sites and School is meant for informational purposes only and is not intended to amount to professional or specific advice on which reliance should be placed.

Please refer to our disclaimers for further information.

Every effort has been made to only provide complete and accurate information. However, we disclaim all responsibility and liability arising from any inaccuracies and any reliance placed on the information presented on the sites and School and shall not be liable for any damages or harm.

The materials on the Sites and School are provided ‘as is’. The Sites and School make no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the Sites and School do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its websites or otherwise relating to such materials or on any website linked to the Sites and School.


Revisions and Errata


The materials appearing on the Sites and School may include technical, typographical, or photographic errors. The Sites and School do not warrant that any of the materials on its websites are accurate, complete, or current. The Sites and School may make changes to the materials contained on its websites at any time without notice. The Sites and School do not, however, make any commitment to update the materials.


Content You Submit to Us


You may be provided with the ability to upload, display, post, transmit, send, email or otherwise submit to us on the Sites and School or on any of our social media accounts, content in the form of text, files, images, photos, video, sounds, musical works, works of authorship, applications, or any other materials (the “content”, or “content you submit to us”).

You expressly acknowledge and agree that once you submit the content to us, it will be accessible by others, and that there is no confidentiality or privacy with regard to such content, including, without limitation, any personally identifying information that you may make available.

You, and not us, are entirely, and solely, responsible for all the content you submit to us. We do not claim ownership rights in the content you submit to us. However, you hereby grant to us a non-exclusive, fully paid and royalty-free, worldwide, perpetual license to modify, compile, combine with other content, copy, record, synchronize, transmit, translate, format, distribute, publicly display, publicly perform, and otherwise use or exploit (including for profit) such content and all intellectual property and moral rights therein, including, without limitation, distributing part or all of the Sites and School in any media formats through any social media channels or technology now known or hereafter devised.

You represent and warrant that

  • the content you submit to us is your original creation or you own the content or otherwise have the right to grant the license set forth above
  • the content you submit to us does not violate the privacy rights, publicity rights, copyrights, contract rights, intellectual property rights or any other rights of any person,
  • the content you submit to us does not result in a breach of contract between you and a third party,
  • the content you submit to us does not contain any libelous, defamatory, or obscene material or content that violates our terms of use or those of our social media accounts.

You agree to be held solely liable for any damages resulting from any infringement of copyrights, trademark or other proprietary rights of the content you submit to us and for all royalties, fees, and any other monies owing any person by reason of the content you submit to us.


Limitation of Liability


In no event will our company or its directors, employees, or agents be liable to you or any third person for any direct, indirect or consequential loss or damage incurred in connection with the use, inability to use, or results of the use of our Sites and School, any website linked to it and any materials posted on it.

In no event shall the Sites and School be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Sites and School, even if the Sites and School or an authorized of the Sites and School has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.


Prohibited Use


As a condition of your use of the Sites and School, you warrant that you will not use the Sites and School for any purpose that is unlawful or prohibited by these Terms.

You are prohibited from violating or attempting to violate any security features of the Sites and School; damaging, disabling, or impairing or attempting to damage, disable or impair the Sites and School; gaining or attempting to gain unauthorized access to any portion or feature of the Sites and School; interfering with or causing disruption in the operation of the Sites and School; modifying, reverse-engineering, decompiling, disassembling, participating in the transfer or sale, creating derivative works or attempting to modify, reverse-engineer, decompile, disassemble, participate in the transfer or sale, create derivative works, or in any way exploit, in whole or in part, any of the content available on the Sites and School.

You agree to use the Sites and School for lawful purposes only and any violation of any provision contained in these Terms may subject you to civil and/or criminal liability.




When you leave a comment on our Sites and School, your comment will be publicly available to other visitors of the sites and School.

For spam detection purposes, we collect the data shown in the comments form, and also your IP address and browser user agent string in accordance to our Privacy Policy.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.

If you leave a comment on our Sites and School, you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

Your comment may be checked through an automated spam detection service.

You can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

We reserve the right to remove any comment that we determine to be unlawful, inappropriate, offensive or otherwise objectionable or in violation of intellectual property laws or these Terms.


Privacy Policy


While using the sites and School, you may provide certain personally identifiable information, such as your name, email address or IP address.

We process information about you in accordance with our Privacy Policy.

By using our Sites and School, you consent to such processing and you warrant that all data provided by you is accurate.


Links to Other Websites


These Sites and School may from time to time contain links to third-party websites.

The Sites and School have not reviewed all of the websites linked to its websites and is not responsible for the contents of any such linked websites. The inclusion of any link does not imply endorsement by the Sites and School. Use of any such linked websites is at the user’s own risk.

We have no control over and assume no responsibility for the content or practices of any third-party websites or for any loss or damage that may arise from your use of them.

We recommend that you review the privacy policy and terms and conditions of those third-party websites. Once you leave our Sites and School, you are no longer governed by our Terms of Use.


Embedded Content from Other Websites


Content on the Sites and School may include embedded content (e.g. videos, images, articles, etc.).

Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.


Affiliate Links


We may have a financial relationship with some of the merchants we mention.

The Sites and School may contain affiliate links, which means we may get compensated at no extra cost to you if you make a purchase through a link.

Our editorial content, including the opinion we express on products, services and merchants are not influenced in any way by advertisers or affiliate partnerships.

We only endorse products, services and merchants that we have personally used/tested and consider of the highest quality standard.

Please refer to our disclosures for further information.


Use of Downloadable Digital Content and Course Content


When purchasing a digital product or course from our Sites and School or downloading a free digital product in exchange for your email address from our Sites and School, you are granted a limited, personal, non-exclusive, non-transferable license of our materials for your personal or internal business use only.

You acknowledge and agree that under this license you have no right to:

– modify, copy, reproduce or sell the materials;

– use the materials for any commercial purpose;

– decompile or reverse engineer;

– remove any copyright or other proprietary notations from the materials;

– transfer the materials to another person;

– create derivative works based upon the materials;

– offer any competing products based upon the materials.

Permission is granted to temporarily download one copy of any downloadable materials on the Sites and School for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  1. modify or copy the materials;
  2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  3. attempt to decompile or reverse engineer any software contained on the Sites and School;
  4. remove any copyright or other proprietary notations from the materials; or
  5. transfer the materials to another person or ‘mirror’ the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


Refund of Digital Products and Course Fees


If you have purchased a digital product, enrolled in a course or joined a membership directly on our Sites and School and you are not pleased with your purchase, we may refund your purchase price within thirty (30) days of your purchase provided that receipt or alternative proof of purchase are produced and adequate evidence that use of the digital product has ceased is provided.

If you wish to request a refund, notify us in writing at and we will process your request in a timely manner.


Governing Law


These Terms of Use and any dispute or claim arising from or in connection with them shall be governed in accordance with the laws of Victoria and Australia.


In case of a dispute relating to or arising out of your use of our Site, the Parties shall first attempt to resolve the dispute personally and in good faith. If these personal resolution attempts fail, the Parties shall then submit the dispute to binding arbitration. The arbitration shall be conducted in Melbourne, Victoria, Australia. The arbitration shall be conducted by a single arbitrator, and such arbitrator shall have no authority to add Parties, vary the provisions of this Agreement, award punitive damages, or certify a class. The arbitrator shall be bound by applicable and governing laws of Victoria and Australia.  Each Party shall pay their own costs and fees. Claims necessitating arbitration under this section include, but are not limited to: contract claims, tort claims, claims based on Federal and state law, and claims based on local laws, ordinances, statutes or regulations. The Parties, in agreement with this sub-part of this Agreement, waive any rights they may have to a jury trial in regard to arbitral claims. The Parties further waive any rights to pursue or participate in a class or collective action.




We reserve the right to terminate your rights under these Terms without notice if you fail to comply with any of these Terms.





You agree to indemnify, defend, and hold us and our partners, consultants, agents, officers, directors, employees, subcontractors, successors, service providers, and affiliates free from any liability, loss, claim, and expense, including reasonable attorney fees, related to your violation of these Terms, your use of our Sites and School or your infringement, of any intellectual property or other right of any person or entity.




We reserve the right to revise these Terms of Use at any time by amending this page without notice.

All updates will be posted on this page and you are expected to check this page from time to time to take notice of any changes.

If you do not agree with the changes to these Terms of Use, you can choose to discontinue the use of our Sites and School.

By using the Sites and School you are agreeing to be bound by the then current version of these Terms of Use.

need help with your own legal pages?

Check out our library of FTC + GDPR compliant done-for-you legal templates professionally drafted by a seasoned lawyer and specifically designed for bloggers and online entrepreneurs. Get the templates and be done in 10 minutes or less!

join our school

FREE & premium courses open for enrollment. Get started today!

legal courses + templates for bloggers

Legally Blogs

Legal Course for Bloggers
  • Access from all your devices
  • Lifetime access to current and future updates
  • BONUS: Facebook Group
  • Suitable for bloggers worldwide

Legal Bundle Value Pack

Legal Templates for Bloggers
  • 4 legal templates - bundle
  • Extra bonuses included
  • Save $50+
  • Access from all your devices
  • Lifetime access to current and future updates
  • Suitable for bloggers worldwide

gdpr compliant blog

Legal Course for Bloggers
  • Privacy policy + cookie policy included
  • 10+ extra bonuses
  • Access from all your devices
  • Lifetime access to current and future updates
  • Suitable for bloggers worldwide